Top Tips for Purchasing a Property in West Lothian

Published: 11/04/2023

For many people looking to purchase a property in West Lothian, whether looking to get on the property ladder or purchasing a second or third home, it can be difficult to know where to start.

For the vast majority of people, buying a property is likely to be the biggest, and most important, purchase they make in their lifetime. You will often be dealing with far greater sums of money than you would otherwise spend, and are making a decision that will impact your life for years to come.

Not only this, but buying a property is complicated as well! It’s not like going to the shop, handing the cashier a few pounds and walking out with a carton of milk. The process of buying a property has much more to it than that. From solicitors to estate agents to mortgage lenders, there are lots of moving parts to deal with, and probably some things you have no idea about.

With all of this in mind, here are some of our best pieces of advice we can give to people looking to purchase a property in the West Lothian area.

Speak to a Mortgage Adviser

The first thing you should do when looking to purchase a property is speak to a mortgage adviser. These are professionals who specialise in mortgages, and they will help you to understand much of the financial side of things, and how your personal finances line up with this.

They will advise you on things like:

  • How much you are able to borrow.
  • How much of a deposit you will require for a property.
  • The size of mortgage repayments.

Knowing these things is essential to make sure you are fully informed about any decisions you have to make. This will allow you to have a better understanding of your budget, and allow you to stay in your price range.

Top tip: One of the most important things for buyers is to understand and stay within their budget. Overspending can lead to greater problems down the line, so make sure you have done your research.

Register for Alerts from Major Property Portals in West Lothian

Property portals are an amazing tool for anyone looking to purchase a property. These are sites like Rightmove, Zoopla, and Citylets, which is specific to Scotland and great for the West Lothian area.

Property portals list properties that are on the market. By allowing potential buyers to customise their preferences, they make it easy to find suitable properties.

It’s advisable to register for alerts from property portals as this will notify you when a property is listed. This means you can act quickly in securing a viewing so as not to miss out on what could be your dream home!

Top tip:  Signing up to sites that have a particular focus on West Lothian means you will often hear about properties earlier than on other sites. Like West Lothian-based estate agents, local knowledge pays!

Speak to Estate Agents Local to West Lothian

No one knows the property market in their local area quite like estate agents. Whatever area you are looking for - whether that’s Edinburgh, Glasgow, or across the Lothians - you should speak to estate agents who are active in those areas.

Estate agents can impart their knowledge on you, and know about trends in the market that you won’t be told about through property portals. This means you can be better informed about the types of properties, their market values, and how competitive it is likely to be.

If you are searching for your next home then get in touch with our team and we'll be happy to help.

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